If you’re planning to purchase a home using a lender, it is likely that the lender will require certain documents from you. Here is a quick overview of the documents that a Lender might need from you:
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Social Security Number/Card
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Proof of Employment (e.g. W2s for the last two years)
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Proof of Income (e.g. Tax Records which verify your earnings)
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Tax Documents
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Place of Residence
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Bank Account Information (e.g. bank statements, 401K statements, etc.)
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Credit Information
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Purchase Agreement (e.g. your real estate contract)
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Gift Letters: some mortgage companies will allow you to get funds from immediate family members to help you cover your down payment expenses.
